Adjustable Rate Mortgage APR Calculator

This calculator will help you to determine the effective interest rate (APR) of your adjustable rate mortgage (ARM) when including the upfront closing costs in the ARM mortgage calculations.

Loan information
Mortgage loan amount:
Beginning interest rate (%):
Current index (%):
Margin (%):
Mortgage loan term:
Adjustments
Number of months before first rate adjustment:
Number of months between adjustments:
Maximum adjustment (%):
Closing Costs
Origination fee percent (%):
Points paid (%):
Other fees to include:
Total closing costs:
Beginning monthly principal and interest payment:
Fully indexed payment:
Total monthly payments:
Total interest:
Adjustable rate mortgage APR:
This calculator and others on this site are provided without warranty regarding their accuracy or applicability to your individual circumstance. They are for your personal use and are not intended to replace professional financial advice.